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The Mortgage Process
01. let's talk
Tell me your goals.
We’ll start with a conversation about what you’re looking for, your budget, and your homeownership goals. Whether you’re buying your first home, moving, building, or investing, this gives us a good starting point.
02. get pre-approved
Know your buying POWER.
We’ll review your financial information and available loan options to determine what you may qualify for. A pre-approval can help you better understand your budget before you begin seriously shopping for a home.
03. find your home
The fun part.
With your pre-approval in hand, it’s time to start house hunting! Once you find the right home and have an accepted offer, send me the details and we’ll move your financing forward.
04. submit your loan
Let's make it official.
Your mortgage application moves into the loan process. I’ll help make sure we have the necessary documents and information and keep you updated on what to expect next.
05. processing & underwriting
Behind the scenes.
Your loan and supporting documents are reviewed and verified. An appraisal may also be completed to determine the property’s value. If anything additional is needed, I’ll help you work through it.
06. final approval
Almost home.
Once underwriting requirements are satisfied, your loan can move toward final approval. You’ll receive your final closing information and prepare for closing day.
It's CLOSING DAY, YAY!
It’s time to sign your final documents, complete the closing process, and get the keys to your new home. Congratulations — you made it!
#KeepLendingLocal
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